NMLS Company ID: 1822511

About Us – Summary

About Us:

Houston Mortgage Inc. offers over 20 years of Mortgage Loan Origination and Processing Experience with well below industry average Broker Compensation Fees, and loan approvals with reliable mortgage lenders in the USA within about 2 to 3 working days.

Secured Customer Document Uploads

You can create your own Secured Account on our site and upload your loan documents for your loan processing.

Our Current Licensed States:


Florida – License #MBR6078

Loan Closing:

Qualified borrowers can close loans in about 20 days with our loan programs.

Our Loan Programs:

We offer all popular Mortgage Loan Programs, including Conventional (Fixed and ARM), Jumbo, FHA and VA loans.

Our Location:

Our Address: 10101 Southwest Freeway, Suite 405, Houston, TX 77074

US 59(I-69) N @ Beltway 8 in Houston, Texas.

Our Service Hours:

Our Office Hours are M-F 9 AM to 6 PM, but we will be available for startup mortgage loan consultations after hours, week ends and holidays over phone and email.

For Your Protection


1. Houston Mortgage Privacy Policy – Houston Mortgage Inc Privacy Policy(Letter)

2. Adjustable Rate Mortgage (ARM) – http://files.consumerfinance.gov/f/201204_CFPB_ARMs-brochure.pdf
3. Truth in Lending Act (TILA) of 1968 – https://en.wikipedia.org/wiki/Truth_in_Lending_Act
4. Annual Percentage Rate (APR) – https://en.wikipedia.org/wiki/Truth_in_Lending_Act
Documents Required for Mortgage-pdf

Our Mortgage Loan Programs

  • Residential Mortgage Loan Programs
    -Conventional (Conforming) Fixed Programs
    • 30/25/20/15/10 – Year Fixed Loans-Fixed Loan Programs available from 8-Year to 30-Year
    • Adjustable Rate Mortgages (ARMs)7-Year ARM10-Year ARM
    -Jumbo Loans
  • Selected Commercial Loan Programs

Our Mortgage Loan Programs
Conventional Conforming Fixed Loans

30/25/20/15/10 -Year Fixed Mortgage Loan Highlights

  • Maximum Conventional Loan Limit is $726,200 (Year 2023 Limit)
    • This loan limit depends on property location
  • Minimum Down Payment 3% (97% LTV – Loan to Value )
  • Private Mortgage Insurance (PMI) will apply for more than 80% LTV (PMI Rates will be provided with loan application)
  • Credit Score will affect interest rate and PMI
    • Minimum Credit Score for PMI Loan is 680
    • Exceptions can apply to this program

Our Mortgage Loan Programs
Adjustable Rate Mortgages (ARMs)

Our Mortgage Loan Programs
FHA Loan

  • FHA (Federal Housing Authority) Mortgage is Federally Insured Loan Program
  • Minimum down payment is 3.5%
  • Maximum Current FHA Loan Limit: $431,100 (will update as per loan programs)
  • All down payment can be paid from Qualified Gift Funds
  • FHA Mortgage Insurance (MI) is about 0.8% of loan amount – Required
  • FHA MI has to be paid until FHA Terminates this payment
  • Up-front MIP is about 1.75% – this can be financed by adding to the loan
  • FHA Loan Programs may be available for Credit Score to 620

Our Mortgage Loan Programs
VA Mortgage Loans

  • VA (Veterans Administration) is normally for USA Veterans with
  • VA Eligibility to buy Residential Homes
  • VA Loans are processed based on VA Eligible

Our Mortgage Loan Programs Jumbo Loans

  • Minimum Jumbo Loan is $726,201
  • Minimum down payment is 20%


  • Mortgage Loan Rates will be normally provided within few hours of request
  • Rate request can be submitted through our Secured Login Process
  • Our customers can create a secured Password Protected Account with our
  • system and communicate and upload personal documents
  • Rate requests can be communicated by:
    -Email, or
    -Phone Call

Start Now


Loan CalculatorMortgage Calculator
Mortgage CalculatorLoan Calculator
$per year
$per year

Contact Us